Monday, July 17, 2006

Fire & Perils Section - Business Packs

What does Fire & Perils cover.....

some common insurance perils...section 1 Fire & Perils:

1. Fire.

2. Lightning or thunderbolt.

3. Explosion.

4. Earthquake including subterranean fire or volcanic eruption

5. Impact caused by:
(a) any vehicle or its load; (b) any aircraft or anything dropped from
them, or sonic boom; (c) space debris or debris from a rocket or
satellite; (d) any animal; (e) a falling tree or part thereof;
(f) a mast aerial, antenna or satellite dish (g) a falling building


6. Riot, civil commotion and labour disturbances.

7. Wind and/or water (including snow, sleet and hail).

8. Bursting, leaking, discharging of water, sprinkler leakage

9. Vandalism or malicious damage.

10. Escape of molten material from its intended confines on or about the premises.

11. Loss or damage caused by demolition.

12. Accidental damage - ** not a Peril, but can be included in cover.