What are all these documents.....Disclosure Docs!!

With the advent of FSR, you will have noticed disclosure documents that are required to be sent to 'retail' clients. Save the trees....but please read them, keep them, query them if need be, and refer to them prior to making any decision to purchase insurance.

Further Information about our Remuneration
You will receive Further Information about our Remuneration (FIR) when we arrange insurance for you. This will contain important information about our remuneration, and any associations we may have.

Statement of Advice
Please contact us should you desire an SOA, and we will be happy to provide. Due to recent changes in FSR legislation, it is no longer obligatory to provide an SOA every time insurance is arranged for you.

Product Disclosure Statement
When we arrange the issue of an insurance policy for you, we will also provide you with a Product Disclosure Statement (PDS), unless you already have an up to date PDS from the insurer. The PDS will contain information about the particular policy, which will enable you to make an informed decision about purchasing that policy.