Friday, November 03, 2006

Life Insurance, Income Protection, Superannuation

Life Insurance
Income Protection
Superannuation


Why might i need personal protection?
If you are a business owner, self employed, a contractor, married with children, or have a mortgage or other large debts, then perhaps you should consider some form of life insurance or income protection cover.

What am I covered for?
Life Insurance covers your life and pays a lump sum on your death or diagnosis of a terminal illness. It may allow your family to repay your debts, including mortgage and business loans, provide an adequate income for your family, protect your business if a key person dies, or create a cash injection into your estate to prevent assets being sold.

Trauma Insurance may help protect your lifestyle by providing you with a lump sum payment on the occurrence of specific injuries and illnesses, such as a heart attack, cancer, or a stroke. It can pay for medical costs, provide for potential care and support, repay large debts and provide for lifestyle changes.

Income Protection Insurance can provide a monthly payment to you if you are unable to work due to sickness or injury. You are provided an income for the period you are unable to work due to your disability. Particularly beneficial to the self employed or business key persons.

Other Products available: Superannuation, Business Expenses Insurance.

How do I obtain a quote or apply?
Contact your account executive. Statewide Insurance Brokers, through Statewide Financial Group, has access to the full range of personal wealth protection options available on the market.