Chubb Insurance are market leaders in Prestige and High Value Home Insurance.
Please contact us at Statewide and we can advise and arrange on your specialty prestige home insurance needs.....
Some Chubb Benefits
Unsurpassed in coverage
Masterpiece offers much more than the typical householders insurance
policy. It not only provides unrivalled cover for valuable property, but
automatically includes a broad variety of personal insurance as well,
reducing the liabilities you face in everyday living.
Extended replacement cost coverage
This provides cover for the full cost to rebuild your house after a
covered loss. Therefore, if the costs exceed what your insurance covers,
we will pay the full amount. So it safeguards you from the chance of
under-insuring your home.
Replacement cost on contents
From clothing, carpets, linen and rare or antique items, Masterpiece
covers the full cost of replacing your contents after a covered loss, up
to your insured limit. And we won’t depreciate their value.
Cash settlement option
No matter what you lose or damage, Chubb won’t require you to
replace them. If it suits you better, you can choose to take cash up to
their insured value.
Additional living expenses cover
If you can’t live in your home due to a covered loss, Chubb will pay the
reasonable costs for your additional living expenses for up to 12 months
while your home is being rebuilt.
Personal liability cover
Masterpiece provides you and your family with personal liability cover
for a variety of circumstances where you are legally responsible. For
instance, if you lose your credit card or if a guest incurs an injury at
your home and takes legal action against you.
Worldwide cover
No matter where you go, with Masterpiece you have worldwide
coverage for the contents of your home, your personal property as well
as personal liability.
Identity fraud cover
Someone stealing from your bank or credit card accounts, taking out
loans or refinancing mortgages under your name are examples of one
of the fastest growing white-collar crimes in Australia.
Kidnap expense cover
The broadness of Masterpiece’s cover is accentuated by the fact it even
provides cover for expenses as a result of kidnap and ransom.
Expertise in valuing homes
Most insurance companies do not see the homes they insure until after
a loss occurs. As a specialist insurer of fine homes, we believe you need
to understand the true value of a home before you can offer insurance.
During a visit, we will carefully document the architectural details and
unique features of your home and determine the true value to rebuild
it. That way if you do suffer a loss, there’s no reason why we can’t
restore it as close as possible to its original condition.
Exceptional cover for valuables
It’s not uncommon for the valuable collections within a home to be
worth more than the house itself. So if you have expensive assets that
you would like to provide the ultimate protection for, we can offer even
greater cover with our Masterpiece Valuable Articles coverage.
Under Masterpiece Valuable Articles cover, you can itemise each article
and determine up front the value of each item to be listed.
Masterpiece Valuable Articles coverage also insures your possessions
wherever you go in the world. If you damage an item, you can choose
to repair or replace the item with your preferred supplier. And if
its market value suffers as a result of the damage then we’ll even
reimburse you for that amount. Or if it suits you better you can simply
take cash for a covered loss instead. The choice is yours.
